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Straight talk on Canadian personal finance from a retired investment advisor.

Canadian Personal Finance Blogs

Insights from a retired investment advisor on hidden fees, financial industry conflicts, and how to protect your wealth in Canada.

Written by Scott Ross — CFA, CFP, MBA, and author of Three Wolves at Your Door.

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Why I Wrote Three Wolves at Your Door

Scott Ross - July 10, 2026

The financial system isn't broken — it's working exactly as designed. Most Canadians just don't know the design and why it doesn't benefit them as it should.

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Scott Ross is a retired Canadian stockbroker, investment advisor, portfolio manager, and author of Three Wolves at Your Door

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